In Benefits Recovered
We are at the forefront in the battle against insurance companies that neglect payment, fighting for the most favorable outcome possible for each client. We have successfully litigated cases relevant to PIP, even within the Supreme Court of Florida, ultimately improving the way insurance companies bill medical providers. We fight to ensure our clients are reimbursed for every penny they’re owed for services rendered.
— Gregory E. Gudin, Chief Operating Officer and Managing Partner
Our dedicated team of attorneys, whose personalized attentiveness and the highest standards of integrity prepare them to fight for the ultimate compensation needs of all of our clients. Through years of case litigation experience, we utilize the most effective tactics and resources to maximize justice for medical providers.
You dedicate your medical practice to helping others.
We dedicate our practice to helping you.
Our seasoned staff members are open and available to meet the needs and schedules of all medical providers across the state of Florida.
We provide exceptional customer service to our clients by reviewing your case as a team and delivering timely custom reporting on the status of your claim.
Our goal is to achieve the best outcomes for each client, delivering unparalleled, comprehensive service.
With 200 employees and 4 office locations across the state of Florida, we apply a tremendous amount of resources to process your PIP claims.
Personal Injury Protection (PIP) coverage, also known as No-Fault Coverage, is one of two types of automobile insurance coverage that is mandatory in the State of Florida (the other mandatory coverage is property damage coverage). PIP coverage is used to pay your medical bills and lost wages following an accident regardless of who is at fault for the accident (hence the term No-Fault coverage). Essentially what this means is that regardless of who’s at fault for an accident, your own insurance company will pay your medical bills and lost wages up to the maximum coverage amount. Florida requires a minimum of $10,000 in PIP coverage, although many companies allow a person to buy additional PIP coverage beyond $10,000.
Generally speaking, PIP coverage pays:
The other 20% of your medical bills and 40% of your lost wages not paid by PIP is something your attorney will attempt to collect from the at-fault driver’s insurance company, or, in certain circumstances, from your own insurance company under your uninsured motorist (UM) coverage in the event the at-fault driver did not have bodily injury/liability coverage.
Since PIP coverage is mandatory in the State of Florida, it is the primary source of insurance coverage for medical bills. This means that if you receive medical treatment as a result of an automobile accident, your doctor is required to bill your automobile insurance company first in order to receive payment.
In the event you also have health insurance, your doctor may bill your health insurer as well, however, your health insurer will require your automobile insurance company to pay their 80% of the medical bill before health insurance benefits are paid.
It is very important that your medical bills are being paid under your PIP coverage as required by the terms and conditions of your policy and according to Florida law. Otherwise, it is possible for a situation to arise where no health insurance company and possibly not even the other driver’s insurance company will consider your outstanding medical bills unless and until the first 80% is paid by PIP coverage.
Most people who have never been involved in an accident or never received medical treatment or lost wages as a result of an accident are surprised to hear that their own insurance company is the one responsible for paying their medical bills and lost wages. As a result, people sometimes question whether or not they want to proceed with medical treatment for fear that their insurance rates will increase.
However, keep in mind that PIP coverage is mandatory coverage that is required in order to operate a motor vehicle in the State of Florida. Thus, if you are injured in an accident the law requires your insurance company to pay your bills since Florida is what is referred to as a no-fault state (a state that requires its drivers to maintain PIP or No-Fault coverage on their policies). As a result, your insurance company should pay your medical bills and lost wages without issue since you paid for this coverage and it is the law, right?
Unfortunately, that’s not always the case.
We are a small firm, full of passionate, detail-oriented individuals. We take the time to listen to your case and we pay close attention to your files. We understand how difficult it is for medical professionals to get reimbursed for services rendered. Having an accomplished, experienced law firm representing your practice can make all the difference between compensation and loss. We make sure you get every penny to help pay your overhead and other costs.
Trouble finding what you are looking for? Try searching the site.